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Navigating HOA Review for Renovations in Central Scottsdale

October 16, 2025

Planning a renovation in Central Scottsdale can feel like a maze. Between HOA rules, city permits, and design guidelines near Old Town, it is easy to wonder where to start. You want to upgrade with confidence, protect your timeline, and avoid fines or do-overs. This guide gives you a clear path through HOA review, what triggers it, how it interacts with Scottsdale permits, and how to keep your project on track. Let’s dive in.

HOA review in Central Scottsdale

Most projects in Central Scottsdale follow two approval tracks: your HOA’s Architectural Committee and the City of Scottsdale’s permit process. You often need both approvals. HOA approval does not replace city permits, and city permits do not override HOA design rules. The city’s Permit Services page outlines common projects that need permits and penalties for starting early, including doubled fees for unpermitted work. You can review those requirements on Scottsdale’s Permit Services resource.

If you are near Old Town or in a historically recognized pocket, exterior changes visible from the street may also be reviewed against the city’s updated Old Town urban design guidelines, adopted in 2024. Properties on the Scottsdale Historic Register have a separate Historic Preservation review process.

City permits vs HOA approvals

Think of these as parallel tracks. Your HOA looks at design consistency, materials, location, and visibility. The city reviews safety, zoning, drainage, setbacks, and code compliance. Start only when you have written HOA approval and the required city permits. Beginning work without permits can lead to stop-work orders and increased fees.

Typical HOA process and timeline

What you submit

Most Scottsdale HOAs require a complete ACC package that includes plans or scaled drawings, photos, color and material samples, contractor information, and sometimes neighbor notifications. Many community forms also state that you must not begin work until written approval is issued. See a common example of submittal items on this sample ACC page from a local management company: GCM ACC Form.

How long it takes

Many associations publish a 30 to 45 day review window. Others cite 30 to 60 days, especially for complex projects. Plan for at least a month of HOA review on nontrivial work. For a general overview of typical ACC timing, review this summary of the HOA ACC review process: Typical ACC timelines.

Why completeness matters

If your application is incomplete, the review clock may not start. Missing drawings, material samples, or required notices cause many delays. Submitting a thorough packet improves your odds of a first-pass approval and keeps timelines predictable. For perspective on how completeness affects timing and any “automatic approval” clauses, see this legal analysis: Automatic approval and completeness.

Projects that trigger review

Exterior paint and façade updates

  • HOA focus: color palettes, street visibility, and cohesion with community standards.
  • City role: usually none for paint, unless the property is in a historic area where exterior changes are reviewed.

Roof replacement and solar

  • HOA focus: roof materials, colors, and visibility standards. Arizona law protects your right to install solar but allows reasonable placement rules that do not impair performance or significantly increase cost. See the statute on solar devices and reasonable restrictions: A.R.S. §33-1816.
  • City role: roofing and solar often require building and electrical permits.

Fences, gates, walls, and hardscape

  • HOA focus: location, height, materials, and design.
  • City role: fences and retaining walls may need permits and must meet setback and drainage rules.

Pools, spas, patio covers, and additions

  • HOA focus: placement, visibility, equipment screening, and noise impacts.
  • City role: building, plumbing, and electrical permits are typically required. Starting early can trigger fines.

Landscaping and turf removal

  • HOA focus: front-yard materials, rock and plant types, and any artificial turf rules.
  • City role: Scottsdale offers water-conservation rebates for turf removal that require pre-approval and a Notice to Proceed before you remove turf. Review eligibility and timing here: Scottsdale Water Conservation Rebates.

Windows, doors, and visible exterior elements

  • HOA focus: visible style, color, and dimensions often require samples and measurements.
  • City role: permits may be needed if you change structure or egress.

Historic-district properties

  • In addition to HOA approval, properties on the Scottsdale Historic Register may require a Certificate of No Effect or a Certificate of Appropriateness for exterior changes. The process can include a pre-application step and, for substantial work, a public hearing through the Historic Preservation program.

Avoid common pitfalls

  • Relying on verbal approvals. Many HOAs require written approval. Do not start until you have it in hand.
  • Submitting partial applications. Missing drawings, samples, or contractor documents is a leading cause of delays.
  • Assuming city permits replace HOA review. You usually need both.
  • Misunderstanding solar rules. Arizona protects solar installations, but reasonable placement rules can apply. Document any restriction that would impair performance or raise costs significantly.

Step-by-step checklist

  1. Read your governing documents. Find your CC&Rs, bylaws, and architectural standards. Note any stated ACC timelines or automatic approval clauses. Many communities post ACC forms and required materials online. See a typical list here: GCM ACC Form.

  2. Check city and historic overlays. If you are in Old Town or a historic district, you may need extra city review. Start with these city resources: Old Town Urban Design & Architectural Guidelines and the Historic Preservation Program.

  3. Prepare a complete ACC packet. Include a site plan, scaled drawings or photos, color and material samples, contractor license and insurance, schedule, and any city pre-application or permit references.

  4. Apply for city permits in parallel. For roofing, electrical, pools, fences, and structural work, submit city permits and wait for approvals. Review requirements here: Scottsdale Permit Services.

  5. Know your solar and water-saving rights. Arizona law protects solar devices subject to reasonable placement rules. For water-wise conversions, secure your city rebate approval and Notice to Proceed before removing turf. See A.R.S. §33-1816 and Scottsdale Water Conservation Rebates.

  6. Document everything. Track submission dates, drawings, emails, call notes, and written decisions. If your ACC misses its deadline, check whether your CC&Rs include automatic approval and whether your application met completeness requirements.

If you face a denial or delay

Start with your HOA’s internal appeal process if your governing documents offer one. You can also use the Arizona Department of Real Estate’s petition process for HOA disputes. For alleged violations, boards must follow notice and hearing procedures under Arizona law. If procedures are not followed, certain fines or enforcement actions may be challenged. Useful resources include the ADRE HOA dispute process and this overview on disputing violation notices: Disputing HOA violations in Arizona.

Plan your renovation with confidence

With the right sequence and a complete submittal, you can navigate HOA review and city permits smoothly. If your project involves curb-visible updates, solar, or turf removal, a little extra planning will protect your budget and timeline. If you would like a precise, design-forward renovation plan that supports your long-term property goals, connect with Miki Nakajima for concierge guidance grounded in local expertise and disciplined process.

FAQs

How long does HOA approval take in Central Scottsdale?

  • Many communities publish a 30 to 45 day window, and some cite up to 60 days for complex projects.

Do I need both HOA approval and Scottsdale permits?

  • Often yes, since HOA approval does not replace city permits, and permits do not override HOA rules.

Do Old Town guidelines affect my exterior remodel?

  • If your home is in or near Old Town, street-visible work may be reviewed against the city’s updated 2024 design guidelines.

What are my rights for installing solar panels?

  • Arizona law protects solar devices and allows only reasonable HOA placement rules that do not impair performance or materially raise cost.

Can I remove turf to install xeriscape with a rebate?

  • Yes, Scottsdale offers rebates, but you must secure pre-approval and a Notice to Proceed before removing turf.

What if my HOA does not respond to my ACC application?

  • Check your CC&Rs for a stated timeline and any automatic approval clause, and confirm that your submission was complete.

How do I dispute an HOA denial or fine?

  • Use your association’s appeal process if available and consider the ADRE petition process for HOA disputes in Arizona.

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